Your home is more than a structure, it is where you live. From family dinners in the kitchen to quiet nights on the porch, every square foot of your home has memories.
Sierra Mountain Insurance assists homeowners in Folsom and Northern California protect what matters most, with protection as unique as your lifestyle. We understand that owning a home comes with certain risks like wildfires, storms, theft or an unexpected accident. That is why our mission is to offer comprehensive protection, clear direction, and peace of mind so you can focus on living your life and not what may go wrong.
Because at Sierra Mountain, we do not just sell policies, we provide confidence and clarity. Our local team takes the time to understand your home, neighborhood, and personal needs, and then builds coverage that fits.
We know the unique risks Folsom and surrounding areas face - wildfire season, storms, and local hazards that matter to your home.
Every home is different, we will recommend coverage that suits your property, possessions, and lifestyle.
You will have access to the highest quality insurance carriers to maximize your protection and provide the best value.
When life does not go as planned, we are here to help you move through the claims process in a simple and effective manner.
Home insurance is not limited to coverage of the physical structure of your home, it insures your life within it.
Pays for damages to the physical structure of your home caused by fire, wind, theft, vandalism, and other covered losses.
Protects your belongings whether they are in your home or temporarily away. This includes furniture, electronics, jewelry, and collectibles.
Pays for legal circumstances if someone is injured on your property or if you accidentally damage someone else's property.
Provides funds to rent or lease a property while your home becomes uninhabitable due to a covered loss.
In Northern California, consider adding coverage for floods, earthquakes, and wildfires to protect against regional risks.
Covers medical expenses for guests injured on your property, regardless of who is at fault.
At Sierra Mountain Insurance, we believe insurance should be straightforward, easy to understand, and trustworthy. We personally stand by every word associated with your insurance, so when you call customer service to get help, you know exactly what is covered - and what is not.
We serve homeowners across Northern California with comprehensive home insurance coverage tailored to local risks.
Get a personalized home insurance quote tailored to your needs today
