Protect Your $498,700 Home from Diamond Springs’s Biggest Risks
35% in very high wildfire zones with dense pine and oak forests.
6 miles from Melones Fault; moderate shaking and slope stability issues.
Construction $295+/sq ft; historic homes.
10% in zones near creeks.
El Dorado County
Sierra Foothills
1848 – Gold Rush
Historic Hangtown Area
11,000 residents in 3,143 households
Median: $74,200 | Average: $98,200
ZIP Codes: 95619
Area Codes: 530
1700
6 miles to Melones Fault
10%
Very High (SRA)
El Dorado Sheriff
Response: 6.5 min
Diamond Springs Fire
Response: 5.3 min
El Dorado EMS
Response: 7.8 min
Not required but critical 6 miles from Melones Fault.
$1,320 avg. Add $700-$2,600 EQ, $400-$2,200 flood.
35% in high zones – add endorsements.
10% near creeks.
North Diamond, Missouri Flat, foothill slopes.
Get comprehensive insurance coverage that actually protects your $498,700 home.
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