Owning a condo offers a different experience than a normal home, you can still enjoy shared amenities while having a space to call your own. This means that coverage must be catered to a condo owner, too.
At Sierra Mountain, we know that you want a full condo insurance policy to fill in the gaps that exists between the HOA's master policy and your own protection, and to give you peace of mind when it comes to coverage while you own a condo. Whether you own a downtown Folsom condo or have purchased property within one of the many scenic communities across Northern California, our job is to provide you with confidence, and peace of mind that your unit, and it's contents, along with your liability is fully covered.
We understand that condo insurance is not the same as home insurance, and that cookie-cutter coverage will not work on every condo property.
A condo insurance plan structured to complement your existing HOA master policy with coverage either side.
Condo regulations in Folsom, potential condominium property building codes, and risks present to the regional area.
Availability of well-regarded insurances focused on condo insurance.
Advisory service that will lead you through the claims process efficiently and effectively.
Condo insurance protects your space and belongings, as well as giving liability coverage for accidents or damages.
Room coverage, such as walls, flooring, fixtures, cabinets, and parts of your condo that the HOA's master policy doesn't include.
Covers your furniture, electronics, clothes, and valuables – inside your condo, and away from it.
Covers legal costs if someone is injured in your condo or if you damage a neighboring unit or common property.
Will help to cover your share of underwriting in the event a loss is covered under the HOA's master policy, but not a full cost for a covered loss policy.
Covers costs for temporary lodging if your condo becomes unlivable after a covered loss.
Covers medical expenses for guests injured in your condo, regardless of who is at fault.
At Sierra Mountain Insurance, our aim is to make condo coverage simple, clear, and adapted to your life to help ensure there are no surprises and you are completely secure. Because a condo is more than a space, it's your home.
Get a personalized condo insurance quote that complements your HOA coverage today
