Auto Insurance Coverage

Travel with Assurance: Your Partner is Sierra Mountain

Whether you commute through downtown Folsom, are headed up to Tahoe, or taking a weekend road trip on Highway 50, our mission is simple: to help keep you protected every mile of the way.

Why Choose Us

Why Sierra Mountain for Auto Insurance?

Because we do not sell policies of insurance, we build protection plans that make sense for real people.

Local Expertise

Our local team in Folsom spends time talking to you about your driving realities, life realities, driving habits, daily driving routes, and risk. If you call, you won't find yourself talking to a call center. You will be talking to your local insurance advisor that resides in your community.

We Re-Shop For You

We understand life happens and things change therefore we re-shop your coverage with multiple insurers to make sure you have the protection you need and the best rate available on your policy.

We're Here to Assist You

  • Identify appropriate coverage limits that align with you
  • Be sure to take advantage of discounts and bundled policies
  • Understand your coverage, simply
  • Process claims efficiently when the unexpected occurs

Customized Protection Plans

We can help you build a plan that is individualized to your life. Your coverage matches your journey, whether you drive a compact car, a family-sized SUV, or a classic vintage.

Coverage Options

What is Covered by Auto Insurance?

Auto insurance is not a "one size fits all" insurance. Here are ways your policy may be designed:

Liability Coverage

Will protect you if you are found responsible for injuring someone or for property damage in an accident.

Collision Coverage

Will cover damage to your own car after an accident, regardless if you are at fault.

Comprehensive Coverage

Will cover claims caused by things out of your control, such as theft, vandalism, fire, or natural disaster.

Uninsured / Underinsured Motorist

Will protect you if the other driver does not have enough, or not at all, insurance coverage.

Roadside Assistance

From towing your vehicle to emergency services, we help you with your needs when you're stranded.

Rental Coverage

Provides temporary car rentals while your vehicle is being repaired after a covered incident.

Our Promise to You

At Sierra Mountain, we make insurance personal. We will walk you through each step - from comparing coverage and rates, and understanding your insurance policy, so you leave feeling confident, not confused. We know California's roads, rules, and risks like the back of our hand. Because the road ahead may be unpredictable - but your protection shouldn't be.

Service Areas

Auto Insurance Across Northern California

We protect drivers throughout Northern California with comprehensive auto insurance tailored to local road conditions and risks.

Ready to Hit the Road with Confidence?

Get a personalized auto insurance quote tailored to your driving needs today