Ride Protectively, Legally, & Safely

More Than Just
Transportation

Riding in California signifies freedom, adventure, and a lifestyle. Unfortunately, riding on public roadways carries risk. Sierra Mountain ensures you are protected, legal, and prepared for anything that happens while you're on your motorcycle.

California Motorcycle Liability Insurance Coverage

California law requires you to have minimum liability coverage if you own a motorcycle while having a motorcycle on a public roadway in California.

Minimum liability motorcycle insurance will protect your property and compensate you for the injuries you may incur from being involved in an accident caused by the negligence of another.

No "One-Size-Fits-All" Philosophy

At Sierra Mountain, we do not subscribe to a "one-size-fits-all" philosophy when it comes to providing motorcycle insurance. Each motorcyclist, each motorcycle, and each motorcyclist's lifestyle is unique; therefore, each motorcyclist should have a motorcycle insurance product that reflects their unique characteristics.

Whether you ride an extreme sport bike, cruiser, touring bike, scooter, or custom-built motorcycle, we can provide each motorcycle owner with an insurance program that will meet their specific needs and financial goals.

Legal Requirements

California Minimum Liability Limits

Every motorcycle rider in California must have a minimum motorcycle liability insurance coverage before operating their motorcycle on public roadways.

Motorcycle Insurance Coverage Diagram
Bodily Injury (One Person)

$15,000

For injury or death to one person.

Bodily Injury (Total)

$30,000

For injury or death to more than one person.

Property Damage

$5,000

For property damage.

The limits of each insurance policy are there to keep you legal, but they might not always give you the best coverage possible if you have an accident.

The Sierra Advantage

Why Riders Choose Sierra Mountain

Here's why so many riders choose to work with Sierra Mountain when it comes to getting motorcycle insurance:

Our team provides you with all the information necessary for making an educated decision about your types of insurance. You will receive a complete review and explanation of the insurance options available from each of the major motorcycle insurance companies.

Expert Agents

Access to an Expert Insurance Agent located in California.

Better Pricing

Pricing that is more aligned with your needs compared to other companies.

Fast Support

Fast, friendly support representatives who can answer your questions.

Long-Term Partner

An insurance partner who wants to be your long-term partner.

Ride With Confidence

We want you to be able to ride with confidence, a clear understanding, and complete protection on the roads of California. Whether you are upgrading your coverage, purchasing your first motorcycle, or looking for better options, Sierra Mountain can help you out.

Get Protected Now