Rio Vista skyline

🏠 Rio Vista Home Insurance

Protect Your $498,200 Home from Rio Vista’s Biggest Risks

65%
In Flood Zones
100%
Behind Levees
65%
In Flood Zones
100%
Behind Levees
35 mi
From Fault
28%
Have Inundation Coverage
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⚠️ ATTENTION RIO VISTA HOMEOWNERS: 65% of Rio Vista in FEMA flood zones – standard flood insurance does NOT cover levee failure!

Major Insurance Risks in Rio Vista

Flood Levee & Flood Risk

HIGH RISK

100% behind Delta levees; 65% in FEMA zones. Levee breach catastrophic.

Warning Catastrophic Levee Breach NFIP excludes levee failure. Private policy required.
$150M
Annual Potential
65%
FEMA Zones
$600-$2,500
NFIP
$800-$3,500
Levee Premium
28%
Have Inundation

Highest Risk Areas:

Entire City Sacramento River Delta Islands Lowlands

Don’t Trust the Levee

Breach could destroy $498K home. Get inundation coverage.

Get Levee Quote

Wind Wind Risk

HIGH RISK

Delta winds damage roofs, docks, and solar.

Warning Delta Windstorm Add windstorm endorsement.
$18M
Annual Potential
45%
Have Wind Coverage

Highest Risk Areas:

Riverfront Marinas Open Areas

Shield from Gusts

Repairs $12K+. Get protected.

Get Wind Quote

Money Underinsurance Risk

MEDIUM RISK

Construction $285+/sq ft.

Money Bag Rebuild Gap $100K+ shortfall.
$285+
per Sq Ft

Update Limits

Protect $498K home.

Check Coverage

Earthquake Earthquake Risk

LOW RISK

35 miles from faults.

Earthquake Low Seismic EQ optional.
$12M
Damage

Low-Cost EQ

Add for $350/yr.

Get EQ Quote

Fire Wildfire Risk

LOW RISK

Low wildfire risk.

Fire Low Fire Standard coverage.
$5M
Potential

Basic Fire

Included in HO.

Review Policy

Rio Vista by the Numbers

$498K
Median Home
$1,120
Premium
10,000
Population
78.9%
Ownership

Why Rio Vista Needs Specialized Insurance

About Rio Vista

Location

Solano County
Sacramento Delta

Founded

1857 – River Port
Delta Gateway

Population

10,000 residents in 2,857 households

Income

Median: $74,200 | Average: $98,200

Neighboring Cities

Isleton
Antioch
Fairfield
Dixon
Brentwood

Service Area

ZIP Codes: 94571
Area Codes: 707

Geographic Insights

Elevation

20

Fault Distance

35 miles to Green Valley Fault

Flood Zone Percentage

65%

Wildfire Hazard

Low

Emergency Services

Police

Rio Vista PD

Response: 5.7 min

Fire

Rio Vista Fire

Response: 5.2 min

EMS

Solano EMS

Response: 7.0 min

ISO Rating

ISO 4

Nearby Hospitals

Emergency Evacuation Routes

Hwy 12 River Rd Main St Bridge to Isleton

Frequently Asked Questions

Does flood insurance cover levee failure?

No – private inundation policy required.

How much is insurance?

$1,120 avg. Add $600-$2,500 flood, $800-$3,500 levee.

Wind damage?

Add windstorm endorsement.

Levee risk?

100% of city behind levees.

Highest risk?

Entire city – especially riverfront.

Data Sources

Protect Your Rio Vista Home Today

Get comprehensive insurance coverage that actually protects your $498,200 home.

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