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🏠 Rocklin Home Insurance

Protect Your $648,200 Home from Rocklin’s Biggest Risks

12 mi
From Bear Mtn Fault
35%
In High Wildfire Zones
12 mi
From Bear Mtn Fault
35%
In High Wildfire Zones
8%
In Flood Zones
28%
Have EQ Coverage
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⚠️ ATTENTION ROCKLIN HOMEOWNERS: 35% of Rocklin in high wildfire interface – rapid growth increases underinsurance risk!

Major Insurance Risks in Rocklin

Fire Wildfire Risk

HIGH RISK

35% in high interface zones with oak woodlands and open space.

Warning Foothill Interface Fire Add comprehensive wildfire coverage.
$65M
Annual Potential
35%
High Hazard
65%
30-yr Prob
30%
Full Coverage

Highest Risk Areas:

Whitney Ranch Stanford Ranch Clover Valley Open Space

Defend Your New Home

Cleanup $100K+. Get protected.

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Money Underinsurance Risk

HIGH RISK

Construction $340+/sq ft; new luxury homes.

Money Bag Rebuild Gap $160K+ shortfall.
$340+
per Sq Ft
30%
Cost Rise
$160K+
Gap

Update Limits

Protect $648K home.

Check Coverage

Earthquake Earthquake Risk

MEDIUM RISK

12 miles from fault; moderate shaking.

Earthquake Seismic Risk Separate EQ coverage.
$28M
Damage
$700-$2,800
Premium
28%
Coverage

Quake Protection

Add for $700/yr.

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Lock Growth & Theft Risk

MEDIUM RISK

Rapid growth increases construction and package theft.

Warning Growth Theft Add security.
15%
Above Avg

Secure New Subdivisions

Add $300-$1,200.

Get Theft Quote

Flood Flood Risk

LOW RISK

8% in zones near creeks.

Flood Creek Flood NFIP in zones.
$8M
Potential

Flood Option

Coverage from $400/yr.

Get Flood Quote

Rocklin by the Numbers

$648K
Median Home
$1,280
Premium
66,000
Population
72.3%
Ownership

Why Rocklin Needs Specialized Insurance

About Rocklin

Location

Placer County
Sierra Foothills

Founded

1893 – Railroad & Granite
Quarry District

Population

66,000 residents in 18,857 households

Income

Median: $108,200 | Average: $138,300

Neighboring Cities

Roseville
Lincoln
Loomis
Granite Bay
Auburn

Service Area

ZIP Codes: 95677, 95765
Area Codes: 916, 279

Geographic Insights

Elevation

249

Fault Distance

12 miles to Bear Mountain Fault

Flood Zone Percentage

8%

Wildfire Hazard

High (interface)

Emergency Services

Police

Rocklin PD

Response: 5.2 min

Fire

Rocklin Fire

Response: 4.7 min

EMS

Placer EMS

Response: 6.0 min

ISO Rating

ISO 3

Nearby Hospitals

Emergency Evacuation Routes

I-80 Hwy 65 Stanford Ranch Rd Sierra College Blvd

Frequently Asked Questions

Is earthquake insurance required in Rocklin?

No, but 12 miles from fault – recommended.

How much is insurance?

$1,280 avg. Add $600-$2,500 wildfire, $700-$2,800 EQ.

Wildfire?

35% in high interface zones.

Underinsurance?

$160K+ gap due to $340+/sq ft.

Highest risk?

Whitney Ranch, Clover Valley, open space.

Data Sources

Protect Your Rocklin Home Today

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