Protect Your $428,200 Home from Rio Linda’s Biggest Risks
35% in FEMA zones along Dry Creek and lowlands; poor drainage.
Large lots, barns, horses, and equipment require specialized coverage.
Rural isolation increases equipment and livestock theft.
Construction $275+/sq ft.
25 miles from faults.
Sacramento County
Sacramento Valley
1912 – Rural Community
Horse Country
15,000 residents in 4,286 households
Median: $68,200 | Average: $88,200
ZIP Codes: 95673
Area Codes: 916, 279
56
25 miles to Foothill Fault
35%
Low
Sacramento Sheriff
Response: 5.8 min
Sacramento Metro Fire
Response: 5.3 min
Sacramento EMS
Response: 6.7 min
Yes in 35% FEMA zones near Dry Creek.
$1,080 avg. Add $500-$2,100 flood, $400-$1,600 livestock.
Schedule animals separately.
20% above avg – add security.
Dry Creek, lowlands, rural areas.
Get comprehensive insurance coverage that actually protects your $428,200 home.
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