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🏠 Marysville Home Insurance

Protect Your $328,700 Home from Marysville’s Biggest Risks

45%
In Flood Zones
15%
In Wildfire Interface
45%
In Flood Zones
15%
In Wildfire Interface
35 mi
From Fault
32%
Have Flood Coverage
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⚠️ ATTENTION MARYSVILLE HOMEOWNERS: 45% of Marysville in FEMA flood zones – standard flood insurance does NOT cover levee failure!

Major Insurance Risks in Marysville

Flood Flood & Levee Risk

HIGH RISK

45% in FEMA zones along Feather and Yuba Rivers; levee breach could flood entire city.

Warning Catastrophic Levee Flood NFIP excludes levee failure. Private inundation policy required.
$120M
Annual Potential
45%
FEMA Zones
$600-$2,500
NFIP Premium
Only 10%
Have Levee Coverage

Highest Risk Areas:

Downtown Riverfront South Marysville Yuba River Levee Areas

Don’t Trust the Levee

Breach could destroy $329K home. Get inundation coverage.

Get Levee Quote

Castle Historic Home Risk

HIGH RISK

Gold Rush-era homes; high rebuild cost and code upgrades.

Warning Code Upgrade Gap Add ordinance or law coverage.
50%
Pre-1960 Homes
$75K
Avg Upgrade Cost
35%
Have Ordinance Coverage

Highest Risk Areas:

Historic Downtown D St Riverfront

Preserve History

Add $400-$1,800 for code upgrades.

Get Historic Quote

Money Underinsurance Risk

MEDIUM RISK

Construction $260+/sq ft.

Money Bag Rebuild Gap $80K+ shortfall.
$260+
per Sq Ft
22%
Cost Rise
$80K+
Gap

Update Limits

Protect $329K home.

Check Coverage

Fire Wildfire Risk

MEDIUM RISK

15% in interface zones.

Fire Interface Fire Add endorsements.
$18M
Potential

Fire Protection

Cleanup $60K+.

Get Wildfire Quote

Earthquake Earthquake Risk

LOW RISK

35 miles from faults.

Earthquake Low Seismic EQ optional.
$10M
Damage

Low-Cost EQ

Add for $300/yr.

Get EQ Quote

Marysville by the Numbers

$329K
Median Home
$1,050
Premium
13,000
Population
48.2%
Ownership

Why Marysville Needs Specialized Insurance

About Marysville

Location

Yuba County
Sacramento Valley

Founded

1849 – Gold Rush Port
Feather River

Population

13,000 residents in 3,714 households

Income

Median: $48,200 | Average: $68,200

Neighboring Cities

Yuba City
Linda
Olivehurst
Wheatland
Live Oak

Service Area

ZIP Codes: 95901
Area Codes: 530

Geographic Insights

Elevation

62

Fault Distance

35 miles to Cleveland Hills Fault

Flood Zone Percentage

45%

Wildfire Hazard

Moderate

Emergency Services

Police

Marysville PD

Response: 5.8 min

Fire

Marysville Fire

Response: 5.3 min

EMS

Yuba EMS

Response: 7.0 min

ISO Rating

ISO 4

Nearby Hospitals

Emergency Evacuation Routes

Hwy 70 Hwy 20 10th St Riverfront

Frequently Asked Questions

Does flood insurance cover levee failure?

No – private policy required.

How much is insurance?

$1,050 avg. Add $600-$2,500 flood, $400-$1,800 historic.

Historic rebuild?

Add ordinance for code upgrades.

Wildfire?

15% in interface.

Highest flood?

Downtown, riverfront, south Marysville.

Data Sources

Protect Your Marysville Home Today

Get comprehensive insurance coverage that actually protects your $328,700 home.

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