Protect Your $528,900 Home from Grass Valley’s Biggest Risks
55% in very high wildfire hazard zones with dense pine, steep terrain, and wind.
8 miles from Dog Valley Fault; high shaking and mine collapse risk.
Old gold mines beneath city; sinkhole risk.
Construction $310+/sq ft; historic.
8% in zones near creeks.
Nevada County
Sierra Foothills
1850 – Gold Rush
Empire Mine
14,000 residents in 4,000 households
Median: $51,200 | Average: $78,200
ZIP Codes: 95945, 95949
Area Codes: 530
2411
8 miles to Dog Valley Fault
8%
Very High (SRA)
Grass Valley PD
Response: 5.8 min
Grass Valley Fire
Response: 5.0 min
Nevada EMS
Response: 7.0 min
Not required but critical – 55% in very high zones.
$1,380 avg. Add $600-$2,500 wildfire, $800-$3,200 EQ.
Separate policy needed.
8% in FEMA zones.
South Grass Valley, Brunswick, Alta Sierra.
Get comprehensive insurance coverage that actually protects your $528,900 home.
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