Trusted Local Insurance Partner

Lifesaving Measures for Your Home and Vehicle in the Sierra Foothills

We are Folsom-based, offering Northern California families and businesses local expertise, customized service, and reliable insurance solutions.

Why Choose Us

Experience the Sierra Mountain Difference

Local expertise meets personalized service to protect what matters most

Local Expertise

We are very familiar with Folsom, El Dorado Hills, Sacramento and nearby areas, along with the exact hazards that you encounter.

Personalized Service

A single agent, a single conversation, personalized advice, no one-size-fits-all solutions.

Trusted Carriers

We partner with the best-rated insurers to secure you solid coverage at reasonable rates.

Sierra Mountain Insurance Team
About Us

Your Community Guides and Defenders

The Sierra Mountain Insurance Agency, we are not only an insurance company, we are your community, your guides, and your defenders. After all, Folsom, California, is where our agency was established with a single aim: to return insurance to the feeling of being personal.

We noticed that too many people were taking out insurance policies that they did not totally understand and then becoming unprotected when life took an unforeseen turn. That's the reason we built Sierra Mountain on top of frankness, teaching, and real help.

Our method is straightforward: First we listen, then we give our honest opinion, and every policy is customized to your way of living not according to a template.

Our Mission

To provide peace of mind through transparency, empathy, and protection, empowering each and every client to proceed with assurance, irrespective of how life turns.

Our Story

The Sierra Nevada range is a witness of both power and perseverance, qualities we wanted to associate with our name. Just like those mountains, we intend to remain firm for our community providing stability, safety, and support through all seasons.

Our Core Values

Built on Principles That Matter

Values that are spoken in mere words but permeate the whole range of our activities and are the backbone of our service.

Honesty

We believe in straightforward, transparent communication with no hidden terms or surprises.

Transparency

Clear explanations and open dialogue ensure you understand every aspect of your coverage.

Dedication

Committed to serving your best interests with unwavering focus and attention to detail.

Empathy

Understanding your unique situation and providing compassionate, personalized solutions.

Our Promise

What You Can Expect From Us

Our commitment to excellence in every interaction

1

Individual Attention

One contact person who knows you, your goals, and your coverage like the back of his/her hand.

2

Transparent Communication

No technical terms. No surprises. Just straightforward guidance.

3

Top-Rated Carriers

Our collaboration with the major insurance companies enables us to provide strong protection and excellent rates.

4

Community Focus

Our presence in the community is not only through our living, working, and backing locally, giving back is part of our life and we love it.

Client Reviews

Real Experiences, Lasting Trust

"Professional agent handle the request and resolve the issues quickly"

– Rosa S. ⭐⭐⭐⭐⭐
March 2025

"My experience was excellent!!! Thank you!!!"

– Mark H. ⭐⭐⭐⭐⭐
May 2025

"Excellent service"

– Shalini L. ⭐⭐⭐⭐⭐
April 2025

"It's always a pleasure doing business with you folks! I miss Bryan McDonald but Sohil is cool!"

– Mike M. ⭐⭐⭐⭐⭐
September 2024

"I feel secure that if I ever had to make a claim, Sohil would look after our best interest and stay involved until the issue was resolved."

– Sharon H. ⭐⭐⭐⭐⭐
October 2024

"Sohil proactively called us to explain changes in pricing of our auto insurance. That was much appreciated and he is always responsive and professional."

– Elizabeth H. ⭐⭐⭐⭐⭐
July 2024
4.0/5
Average Rating
250+
Verified Reviews
22 Years
Award Winning
Frequently Asked Questions

Your Insurance Questions Answered

Clear answers to the most common questions about our agency and services

What are your agency hours?

Our office is open Monday through Friday from 8:30 AM to 5:30 PM. Saturdays are available by appointment only. We're closed on Sundays. For urgent matters outside these hours, you can reach us via phone or email.

Are you open on weekends?

We are available on Saturdays by appointment only to accommodate your busy schedule. We're closed on Sundays.

Can I text your agency with questions?

Yes, you can text us with questions! We offer text support for quick inquiries and updates. Call our main number at (916) 365-4988 and our team will assist you via text or phone based on your preference.

What languages do you speak?

Our team is multilingual and can assist you in English and other languages. Please let us know your language preference when you contact us, and we'll ensure you receive service in your preferred language.

Do you have more than one location?

We have convenient locations serving Folsom, El Dorado Hills, and the greater Sacramento area. Contact us to find the nearest office or schedule a consultation at a location that works best for you.

How quickly can I get a quote?

Most quotes are provided same-day, often in under 30 minutes for home and auto policies. We prioritize quick, accurate responses to get you covered fast.

Do you offer wildfire risk coverage?

Yes, we specialize in tailoring policies for Northern California's unique risks, including wildfire, earthquake, and flood coverage. We'll clearly explain all exclusions and ensure you understand your protection before signing up.

Can I bundle my home and auto insurance for savings?

Absolutely! Bundling your home and auto policies with Allstate typically provides significant discounts while simplifying your coverage management. Contact us for a personalized quote.

Ready to Experience the Sierra Mountain Difference?

Let's find the perfect insurance solution for you and your family today